HELP!!!

[arvie1]

Mga bossing, my parents gave me my Lancer EX MX last January 2011 as a birthday gift, graduation and board exam gift, kung baga 3 in 1.

Syempre as a noob/newbie when it comes to tsikots, I read many reviews ng iba't ibang oto then I fell into Lancer EX MX, kasi masnaisip ko noon ang PORMA than PMS, Insurance and Fuel, na akala ko ihahandle ng parents ko hangang matapos at mafully paid ang kinuha namin na EX.

So sa tumagal-tagal, ako na ang nagbabayad for fuel then they are planning na ako na din sa insurance for next year. So napapaisip na ako and napapamura sa sarili ko. I'm only a registered nurse and contractual staff nurse sa isang hospital which is mababa lang ang monthly salary, with no benefits pa yun. I cannot handle that anymore if they would let me pay for the insurance.

Hindi ko pa bino-brought up itong matter na ito sa kanila, siguro I need more reasons kung bakit ilelet go ko na yung Lancer EX ko, then bili na lang ng oto na used but not abused at yung kaya ko ang fuel, insurance and maintenance in the long run.

It's hard for me to think na bibitawan ko na ang EX ko, nalagyan ko na ng bodykits then napapaisip pa din ako dahil sa sobrang lupet ng porma, performance at power nito, pero ganun talaga, money matters.

Medyo napupunta na kasi ang gastusin ng parents ko sa monthly ng EX ko, so I am deciding kung ileletgo ko then bili ng used or ipagpapatuloy ko pa ba kahit sa long run eh ako naman ang gagastos para dito.

Help naman mga boss, give me your opinions or mga reasons na pwede kong ipaliwanag sa parents ko kung bakit bibitawan ko na ang EX.

And last na tanong ko mga boss, possible ba na ibenta yung EX tapos itutuloy na lang nung makakabili yung monthly? Paano yung terms nun? Or sa casa na lang namin ibenta or isurrender?

[mindkinetic]

arvie i know where you're coming from but this is what i can say. firstly you have to be grateful that your good parents decided to buy you a brand new car as a gift . think of it, how many parents in the country will have the generosity much more the financial capacity to do the same? only a handful. your problem regarding the expense in fuel is a problem you will still have to deal with regardless of having a brand new or a preloved car : therefore this  issue is not a major regard, likewise is a justified responsibility of all car owners. you have obtain your ride from your parents as a gift, that they still have to pay for the monthly ( dont you think it will be a big discouragement if you just let go of their gift) . mind me but gifts. from loving parents that you have should be treasured and not be sold .

let me elicit the principle of abundance ; it dictates that "nature abhors vacuum" hence if you have a particular need by laws of nature it will be supplied to you. there is also a maxim in prosperity that goes like this " all's right in the world, and nothing can possibly be wrong" , so you see a positive outlook will make your ends meet. but if the two axioms that i have just mentioned is true then why do men in the majority always suffer from set backs , the answer is this " nothing can possibly go wrong only my ATTITUDE.  therfore it is our attitude that determines our ALTITUDE.
what im trying to say is when you start looking at the positive( you have a good car brand new at that and adds up to your total image) you will feel
motivation rather than dispair. and you will be surprised on how the universe will respond. meaning you will be provided the financial ability to cope with your monetary needs.

having said this let me conclude by reiterating that your car is a GIFT from your loving parents , it should be the last to go if the situation calls for. if i had the same oppurtunity then i will keep that car till the day i can no longer drive. show your parents how you value their gift not just by adorning it with upgrades but by responsibly fighting for its ownership not just brcause its a beautiful car but because its a gift from them.

regarding your insurance concern ; shop around , insurance companies are copious, you can find a sweet deal if you will just look around , some even offer installment. and by the way insurance premium lowers every year because depreciation of the car is factored in the computation.

[Feeter Silverster]

1 year pa lang yung car, maganda nyan kung maaalagaan mo yung car, syempre para magpakita ng pasasalamat sa inyong loving parents.
Pero sabi mo nga medyo kapos, siguro sir makakatulong kung hindi nyo daily gagamitin yung car, at yung mase-save nyo eh pang insurance na.
Tama si Sir Mindkinetic, may insurance naman na installment basis eh, ipagtanong nyo lang sa existing insurance company nyo kung may ganito silang option.
Keep the car as long as you can...