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Top Gear Philippines

So you’ve come to a point in your life where you have the means (and the need) to buy a brand-new car. Congratulations! The next step now is deciding what car to get. Whether you’re a newbie to cars or a seasoned gearhead, the choice is never easy. Here are five concerns that you may have before finally signing on the dotted line:

What kind of car to get?
Cars aren’t a one-size-fits-all affair. They come in different shapes and sizes, and the one you choose will depend on your needs and budget. Maybe you’re single and don’t need anything bigger than a mini hatchback. If you’re a family man or woman with a bit more money to spare, maybe you’ll opt for a midsize SUV. Each person will suit different requirements, so consider what kind of lifestyle your car will support.

Japanese? Korean? European? American?
Once you’ve settled on the type of car, the next decision is what brand to choose. Will you go for a reliable Japanese nameplate? A stylish Korean model? Or maybe you’ll opt for an American or European brand. Beyond the car’s looks and performance, the brand you choose might also affect your after-sales service costs and experience.

Diesel or gasoline?
Another big consideration when choosing your new ride is what kind of fuel will go in it. Both gasoline and diesel have pros and cons. For starters, gasoline's price from the pump is higher than diesel's. However, diesel cars are more expensive than gasoline ones. Also consider the recent trend of carmakers adding turbochargers to their engines. That too will play a part in your car’s performance and fuel economy.

Automatic or manual?
Considering today’s horrendous traffic situation, the smart bet says opt for an automatic. A lot of automatic trannies nowadays are at par or are even better at saving fuel compared to the conventional manual. They’re also a lot less tiring to drive in gridlock. But for drivers who like to feel one with their car, working the stick and clutch has an everlasting appeal. Choose wisely, because you’ll have to live with your decision for years to come.

How to finance it?
Once you make it clear that you’re in the market for a brand-new car, you’ll be approached from all angles with offers for payment plans and financing. Just looking at all the possible numbers is enough to make your head spin at 5,000 revs per minute.

To help your car-buying process make sense, choose BPI Family Auto Loan. Driving the car of your dreams has never been so simple. Whether it be a sedan, SUV, station wagon, or whatever else, the bank has flexible financing packages to make owning the right vehicle for you a reality. So apply now and drive away with your dream car! To know more about BPI Family Auto Loan, visit bpiloans.com today.

This article was created by Summit StoryLabs in partnership with BPI Auto Loan.

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