Metrobank is currently offering car loans with a slew of perks, and low interest rates for hopeful buyers this year. Available until May 30, 2025, a Metrobank Car Loan can be configured with interest rates as low as 8.62% p.a., with up to P60,000 in waived fees.
That amount already covers the Chattel Mortgage Registration Fee, Documentary Stamp Tax, and Notarial Fee on your car loan. Metrobank Car Loans also includes free car insurance from AXA Philippines and pre-qualification for a Metrobank Toyota credit card.
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If you’re in the market for a new set of wheels but remain undecided on what to purchase, check out these lists made by the Top Gear Philippines team. Whether you’re planning to make the switch to electrified vehicles or need a new daily driver, we’ve got you covered.
1) 5 Cars for first-time car buyers
These aren’t your typical Mitsubishi Mirage and Toyota Vios picks (although they are still great options). We’ve added an electrified option and a couple of unconventional choices that would make great cars for first-timers. Check out the full list here.
2) 5 Family cars under P1.2-M
If you need a set of wheels that can move your family or a couple of car seats, then look no further. We’ve varied the options to include cars of different sizes and capabilities to suit a wide range of needs—without breaking the bank. Browse through the full list here.
3) 5 Multi-row vehicles for big families
But if you need a set of wheels that can move a lot of people and can fit a lot of car seats, here are another five we’d recommend. For big families, you’d want to go the van and full-size SUV route. Luckily, we found a couple of vans and a big SUV here.
4) 5 Hybrid cars for those looking to make the switch
More and more drivers are making the switch to hybrid power, and it’s easy to see why. Savings on fuel costs are enticing, and prices have gotten considerably friendlier in recent years. The cheapest one on our list stickers for well under P1 million; check it out here.
5) 6 Electric cars for first-time EV buyers
Like hybrids, EVs have also drastically gone down in price. The relentless competition from Chinese brands has started a race to the lowest prices possible, with many offering EVs that start at around P700,000. Read the full list here.
